The Priority of Retirement 2y5v6n

In this episode, Shawn breaks down the complexities of retirement planning into a clear, actionable framework designed to empower you. You'll discover how to overcome common fears, such as running out of money or needing to work past retirement age, by understanding Shawn's "Retire Happy Framework." This episode serves as your guide to securing a fulfilling and stress-free retirement, no matter where you are in your planning journey. Tune in to take control of your financial future with confidence. In this episode, Shawn discusses: The need for comprehensive retirement planning The changing nature of retirement benefits Managing risks in retirement Planning for healthcare in retirement Key Takeaways: Merely having retirement s like a 401(k) or IRA is not enough; it is crucial to develop a comprehensive plan that includes a well-thought-out drawdown strategy to ensure you don't outlive your savings and maintain financial stability throughout retirement. As the availability of company-sponsored pensions decreases, individuals must take greater responsibility for their retirement by starting to save early, carefully managing investments, and planning for a retirement that could span several decades. Successfully navigating retirement requires a proactive approach to managing six key risks—market risk, taxation risk, inflation risk, withdrawal risk, sequence of returns risk, and longevity risk—each of which can significantly impact the sustainability of your retirement income. Factoring in the potential costs of healthcare and long-term care is essential when planning for retirement, as these expenses can be substantial, unpredictable, and have a major impact on your financial resources over time.  ", the only one who can help your older self is your younger self. Right? So let's plan today." — Shawn Maloney Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

About Brian Herriot: Brian Herriot is an independent financial advisor for entrepreneurs and mid-career consultants and the founder of Herriot Financial. With a background in engineering and business, Brian’s journey took a transformative turn after a mid-life wake-up call that led him to redefine wealth, not just in of numbers, but in of meaning and autonomy. Today, he champions the concept of “meaningful freedom,” helping his clients craft customized lifestyle plans that prioritize time, purpose, and flexibility. Brian blends strategy and storytelling to guide others toward a balanced life that works for them, not the other way around. In this episode, Shawn and Brian Herriot discuss: The mindset shift from pursuing financial freedom to meaningful freedom How personal values, money personalities, and lifestyle goals shape financial planning The “Lifestyle Freedom Equation” and how it differs from traditional retirement models Building seasonal schedules and deg businesses around life, not the other way around Key Takeaways: Meaningful freedom is about the autonomy to work when, where, and how you want, not necessarily quitting work altogether. Your money personality—whether you’re a saver, a maker, or a minimizer—can influence how you reach your time and financial goals. Adding flexible income to your retirement planning drastically shortens the timeline to freedom. You can start your journey with simple steps like taking the first Friday of every month off to experience “mini-sabbaticals.” "I call this thing finding your one thing. And so it's usually around a combination of what you love, what's so high value, and what will still maintain your time freedom." - Brian Herriot   Connect with Brian Herriot:  Email: [email protected]  Social Media Links:  LinkedIn: https://www.linkedin.com/in/brianherriot/  Linktr.ee: https://linktr.ee/herriot  Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Brian Herriot is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Herriot Financial is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Review # 03006119-04/25

About Raymond Lavine: Raymond Lavine is a seasoned advocate and expert in Long-Term Care (LTC) insurance and the principal at Lavine LTC Benefits. Drawing from personal family experiences and decades of industry insight, he is ionate about helping individuals prepare for future care needs. A decorated U.S. Army veteran, Raymond served with distinction in the 82nd Airborne and 173rd Airborne Brigade in Vietnam, where he earned the Bronze Star and Purple Heart. His military background instilled in him a deep sense of empathy and a mission-driven approach to serving others through financial planning and LTC advocacy. In this episode, Shawn and Raymond Lavine discuss: The real-life impacts of long-term care needs on families and finances Why financial literacy and early planning are essential for LTC Common myths and misconceptions about long-term care insurance The role of LTC in a comprehensive estate and retirement plan Key Takeaways: "Nobody has that much money to pay for both their lifestyle and caregiving." Planning is essential, even for high earners. Long-term care isn't just for the elderly—it can be triggered by accidents, illness, or cognitive issues at any age. LTC insurance offers peace of mind and preserves cash flow for maintaining your lifestyle. Your health, finances, and readiness to act all affect the options available to you—don't wait until it's too late. "Do you think that this plan can help you? If you don't think it can help you, or you don't understand why it can help you, that's where you first need to know." - Raymond Lavine   Connect with Raymond Lavine:  Email: [email protected]  LinkedIn: https://www.linkedin.com/in/ltc-benefits/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Raymond Lavine is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Lavine LTC Benefits is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Review # 02958997-4/25

About Jet Vertz: Jet Vertz is a retired aviation executive with a distinguished career at Pratt Whitney Aircraft and US Navy service. Holding degrees in aerospace engineering and an MBA, he now leads the Purpose-Driven Retirement Workshop at the University of Rhode Island. An active retiree who enjoys snowboarding and surfing, Jet is ionate about helping professionals transition to meaningful, fulfilling retirements by emphasizing financial preparedness, continued learning, and community engagement. In this episode, Shawn and Jet Vertz discuss: Jeff's background in the Navy and aviation Staying physically and mentally active in retirement Creating meaningful activities after a career Financial planning for retirement Importance of continuing education and community engagement Key Takeaways: Prioritize financial planning with savings and annuities for retirement security. Find purpose beyond personal interests through meaningful activities. Maintain physical and mental health through active hobbies and engagement. Invest in continuous learning and community involvement during retirement. "Continuing education is something you do for yourself to stay cognitively sharp. And community engagement is about giving back to your community, country, and a world. " - Jet Vertz   Connect with Jet Vertz:  Email: [email protected]  LinkedIn: https://www.linkedin.com/in/jetvertzprofile/  Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Jet Vertz is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Formerly with Pratt Whitney Aircraft and US Navy Service, are not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Review # 02994394-04/25

About Fritz Gilbert: Fritz Gilbert is the founder of The Retirement Manifesto, a platform dedicated to helping people transition into retirement with confidence. After decades in the corporate world, Fritz retired early and now shares his insights on financial independence, purposeful living, and making the most of retirement. Through his blog, book, and speaking engagements, he provides actionable strategies for navigating the emotional and financial aspects of post-career life. In this episode, Shawn and Fritz Gilbert discuss: The biggest emotional challenges people face when transitioning into retirement How to create a purpose-driven life after leaving the workforce Smart financial strategies to ensure a secure retirement The importance of "Freedom, Friends, and Fun" in a fulfilling retirement Mistakes to avoid when planning for early retirement Key Takeaways: Retirement isn't just about finances—it’s about having a clear purpose to maintain fulfillment. Planning for retirement should start early, focusing on savings, investment strategies, and lifestyle goals. A structured routine helps retirees avoid boredom and maintain a sense of direction. Downsizing and smart financial decisions can ensure long-term financial security. "Once you get into retirement, you realize it's not about the money at all, right? It's about finding those fulfilling things, finding your purpose, finding things God wants you to do." - Fritz Gilbert Get a free copy of Shawn’s book “The Priority of Retirement” here: https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Fritz Gilbert is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. The Retirement Manifesto is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Review # 02958997-3/25

About Adam Koós: Adam Koós is a seasoned financial advisor who began his career just 10 days before 9/11, navigating some of the most challenging market crashes in history. With a strong foundation in financial planning and market strategies, Adam is committed to educating clients and empowering them with knowledge. His ethical approach to wealth management is deeply influenced by his father’s principles of integrity and transparency. Beyond advising, Adam is a ionate speaker, writer, and educator, offering financial planning workshops to help individuals make informed financial decisions. In this episode, Shawn and Adam Koós discuss: The importance of ethics and transparency in financial advising Strategies for wealth preservation and managing retirement income How market downturns impact investment strategies and withdrawal rates The psychological aspects of financial decision-making and emotional investing Business exit planning and why entrepreneurs need to prepare years in advance The role of education in debunking financial myths and misinformation Key Takeaways: Retirement planning requires a combination of technical expertise and personal ethics to ensure clients make informed decisions. Managing investment risks involves both portfolio diversification and having cash reserves to navigate market downturns. Emotional investing can lead to costly mistakes—staying disciplined and focusing on long-term financial goals is crucial. Business owners should start planning their exit at least three years in advance to maximize the value of their company. Retirement isn’t just about finances—it’s also about lifestyle changes and having a clear vision for the next phase of life. “I think that education is the root of everything we do because what people need these days. It's not like the old days, where they want to be sold something or sold an investment in that. They want solutions based advice, and I think that people want to be educated.” - Adam Koós   Connect with Adam Koós:  Email: [email protected]  Website: https://www.libertaswealth.com/  LinkedIn: https://www.linkedin.com/in/adamkoos/  X (Twitter): https://x.com/AdamKoos  Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Adam Koos is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Libertas Wealth Management Group, Inc. is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Steuart Martens: Steuart is a National Board-Certified Health Coach, the President of Village Volunteers, and a dedicated wellness advocate. With a background in holistic health, nutrition, and personal development, he empowers individuals to achieve sustainable well-being through practical, evidence-based strategies. His journey into health coaching was inspired by personal experiences—his wife’s battle with chronic Lyme disease and his father’s struggle with Alzheimer’s—leading him to dedicate his life to helping others maintain their health and independence. In this episode, Shawn and Steuart Martens discuss: The transition from a corporate career to a purpose-driven retirement The role of holistic health in aging and longevity How Village Volunteers s seniors in maintaining independence The psychological and emotional benefits of having a purpose in retirement Key Takeaways: Retirement doesn’t have to mean slowing down—it can be the start of a brand-new, purpose-driven career. Holistic health coaching empowers retirees to take control of their well-being, making small, sustainable changes that lead to long-term benefits. Volunteering fosters a sense of connection and purpose, benefiting both those who give their time and those who receive . Preventative health strategies can reduce the risk of chronic diseases, allowing retirees to maintain independence and enjoy their golden years to the fullest. "Every single person that I have come across has a huge heart, and they're the kinds of people that I wanna be with, that I wanna be around." — Steuart Martens   Connect with Steuart Martens:  Website: https://nbhwc.org/  Email: [email protected]  LinkedIn: https://www.linkedin.com/in/steuart-martens-99835a6/  Facebook: https://www.facebook.com/SteuartMartensHealthCoach/  Instagram: https://www.instagram.com/steuartmartens/  Get a free copy of Shawn’s book “The Priority of Retirement” here: https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Steuart Martens is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Village Volunteers is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Review # 2941176 – 3/25

About Andy Robin: Andy Robin, born in Chicago and raised in Mexico City, earned a BA in Computer Science from the University of Texas at Austin and an MBA from Harvard. An early entrepreneur in Mexico City's computer industry, he spent 22 years in the semiconductor sector, including roles in marketing, general management, and new business ventures. After serving as a housedad from 2002 to 2007, he now plays piano, serves on nonprofit boards, coaches executives, leads a foundation, s a tech startup, and enjoys Bay Area culture. In this episode, Shawn and Andy Robin discuss: Navigating the transition from a career to retirement Discovering purpose and meaning after full-time work Financial and practical preparation for a successful retirement Strengthening relationships and social connections in retirement Key Takeaways: Retirement should be viewed as a long and valuable phase of life rather than just an endpoint, with many people having 20 to 30—or even 40—active years to explore new experiences. The "Tapas Life" concept promotes a fulfilling post-career life by encouraging retirees to mix multiple small activities, such as part-time work, hobbies, nonprofit work, and lifelong learning, instead of focusing on a single pursuit. Since retirement removes the professional pressures of proving competence, it provides a unique opportunity to try new things, embrace failure without fear, and discover activities that bring true joy and fulfillment. Relationships play a crucial role in post-retirement happiness, making it essential to maintain strong connections, repair past conflicts, and engage in meaningful conversations with family, friends, and life partners.  "You can’t analyze yourself into just being paralyzed. You really need to just do something, try something, do something else, try something else. And eventually, it starts to fall into shape." — Andy Robin Connect with Andy Robin:  Website: https://www.tapaslife.com/ Email: [email protected] Book: TAPAS LIFE: https://www.amazon.com/TAPAS-LIFE-Rewarding-After-Career/dp/1736333909 Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Andy Robin is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Tapas Life is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Lawrence Sprung: Lawrence Sprung, CFP®, is the Founder and Wealth Advisor at Mitlin Financial, Inc., which he established in 2004. With over 26 years of experience, he specializes in planning and asset management, helping families make informed financial decisions. He is the author of the Amazon best-selling book Financial Planning Made Personal: How to Create Joy and the Mindset for Success, which simplifies the financial planning process. Larry also hosts the Mitlin Money Mindset® podcast, where he engages in insightful conversations about building a positive relationship with money. In this episode, Shawn and Lawrence Sprung discuss: Why retirement planning involves more than just accumulating wealth The role of psychological factors in achieving financial well-being and making sound investment decisions Diversification in wealth management Key Takeaways: Before setting financial goals, individuals should take the time to understand their deeper motivations for retirement, ensuring their money aligns with their long-term happiness and lifestyle aspirations. Whether you’re in your 20s, 40s, or 50s, taking proactive steps today, such as investing, budgeting, and understanding compounding interest, will significantly improve your financial security in the long run. Many people focus only on financial preparation but neglect to plan for how they will fill their time in retirement, which can lead to boredom, dissatisfaction, or even the desire to return to work unexpectedly. With an overwhelming amount of financial information available online, relying on a single knowledgeable and trustworthy advisor can prevent confusion, hesitation, and costly decision-making mistakes. "If you have differing opinions, it might cause hesitation—which might drive you off course. Find that one person that you know, like, and trust—and rely on them." — Lawrence Sprung Connect with Lawrence Sprung:   Email: [email protected] Book: Financial Planning Made Personal: https://www.amazon.com/Financial-Planning-Made-Personal-Mindset/dp/B0C1J7F5FN Show: https://podcasts.apple.com/us/podcast/mitlin-money-mindset/id1533424635 LinkedIn: https://www.linkedin.com/in/lawrencesprung Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Lawrence Sprung is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Mitlin Financial, Inc. is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Review # 2919714 – 3/25

About Lubna Forzley: Lubna Forzley is the CEO & Founder of Stories, a coaching portal that s founders and corporate leaders to tell the world the right stories and, most importantly, shift the stories they tell themselves. Under her leadership, Stories was just named ‘Most Innovative Mental Health Tech’ for 2023 by Mentl. She is a board member for griefstories.org, an ICF-accredited (PCC) coach, and a member of Gabor Maté’s Comionate Inquiry Community. Lubna has coached leaders in Fortune 500 organizations, including: Coca-Cola, Google, American Express, BP, Bayer, Square, BASF, Whiteboard Advisors, the U.S. Department of the Air Force, the Federal Aviation istration, DaVita, and CVS Health Corporation. In this episode, Shawn and Lubna Forzley discuss: The psychological transition of retirement The power of storytelling in leadership and team building The role of purpose in preventing burnout Common regrets and how to live a life without them Key Takeaways: Retirement is not just about financial security but also about redefining personal identity, shifting from a life of structured work and constant to-do lists to one centered on reflection, fulfillment, and embracing a new way of being. When leaders encourage storytelling within teams, they foster deeper human connections by allowing employees to share personal experiences, challenges, and values, creating an environment where people feel seen, understood, and united beyond their professional roles. Burnout is not simply about working too hard—it happens when there’s a disconnect between what you do every day and why you do it, which is why maintaining mental health and periodically reassessing your sense of purpose is crucial for long-term fulfillment. Many people don’t reflect on their true purpose until they reach a major life transition like retirement, but by making intentional reflection a lifelong habit, they can ensure they don’t reach the later years of life with deep regrets about what they didn’t do.  "Half of the world is living a life where they're asleep. They're not exactly awake. And I think it's important to wake up and to acknowledge the things that have made you who you are." — Lubna Forzley Connect with Lubna Forzley:  Website: https://why-stories.com/ Email: [email protected] LinkedIn: https://www.linkedin.com/in/lubnaforzley/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Lubna Forzley is not a client, nor should her appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Stories is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Dominic Rubino: Dominic Rubino is a serial entrepreneur, business coach, and dedicated family man with a ion for making businesses run smoothly, profitably, and enjoyably. As the host of “Profit Tool Belt” and “Cabinet Maker Profit System,” he shares real-world strategies, lessons, and industry insights to help business owners take action and grow. With over 25 years of entrepreneurial experience and 23 years as a business coach, Dominic has built and sold companies in industries ranging from construction and contracting to pharmaceuticals and real estate. Known for his engaging storytelling and practical advice, he is committed to delivering insights that business owners can apply immediately to achieve real results. In this episode, Shawn and Dominic Rubino discuss: Staying in control of your schedule to maximize productivity Hiring and leading with the right attitude for success Identifying leaks and making a business financially strong Preparing early for a smooth and profitable transition Key Takeaways: Business owners must proactively structure their schedules; otherwise, others will dictate their time, leading to inefficiency and burnout. Hiring employees with the right attitude is crucial, but leadership must set the tone by fostering a positive and productive work environment. Owners looking to exit must ensure their business is profitable, systemized, and not dependent on them, making it a valuable asset rather than just a job for the next owner. Whether selling a business or keeping it for cash flow, long-term planning ensures financial stability and the ability to retire on one’s own . "If I don’t manage my time, I let other people manage it for me. And that’s the mistake that a lot of business owners get caught in." — Dominic Rubino Connect with Dominic Rubino:  Website: https://www.profittoolbelt.com/ & https://www.cabinetmakerprofitsystem.com/ LinkedIn: https://www.linkedin.com/in/dominicrubino/ Profit Tool Belt: https://podcasts.apple.com/us/podcast/profit-tool-belt/id1473467565 Cabinet Maker Profit System Podcast: https://podcasts.apple.com/us/podcast/cabinet-maker-profit-system-podcast/id1353937790 Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Dominic Rubino is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Profit Tool Belt and Cabinet Maker Profit System are not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Frank Somma: Frank Somma is a sales and communications expert, speaker, author, and lifelong charity fundraiser. Frank holds a degree in NLP, Neuro-Linguistic Programming, widely accepted as THE communications science, and has been speaking professionally for over 15 years, winning accolades from such notable organizations as DLL Bank, GE, Xerox, EMC, and several Big I associations. His latest book, B2B Is Really P2P: How to Win With High Touch in a High Tech World, is selling well and has a 4.9-star rating on Amazon! Frank lives in Holmdel, NJ, and when he isn’t occupied with one of his businesses, he’s either raising money for The Cooley’s Anemia Foundation, out running with his dog, or in the kitchen cooking homemade pasta. In this episode, Shawn and Frank Somma discuss: The impact of social connections on retirement happiness Communication skills as a tool for success and connection The fulfillment gained through charitable work Staying physically and mentally active in retirement Key Takeaways: Studies show that maintaining social connections in retirement is essential, as loneliness significantly harms mental and physical health, equivalent to smoking 15 cigarettes a day. Participating in charity work not only helps those in need but also provides a deep sense of purpose and fulfillment, as shown by Frank’s involvement with Cooley’s Anemia Foundation. Training in Neuro-Linguistic Programming (NLP) teaches individuals to pick up on subtle cues like facial expressions and body language, helping them build stronger, more authentic connections. Retirement offers the opportunity to pursue meaningful activities, whether through consulting, volunteering, or hobbies, keeping both the mind and body engaged while fostering purpose and joy.  "Social connections will usually make you feel better… healthy social connections are a huge part of a healthy retirement mindset and life." — Frank Somma Connect with Frank Somma:  Website: https://www.franksomma.com/ Email: [email protected] Book: B2B Is Really P2P: How to Win With High Touch in a High Tech World: https://www.amazon.com/B2B-Really-P2P-Touch-World/dp/0578614332 LinkedIn: https://www.linkedin.com/in/fsomma/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Frank Somma is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. The Somma Group is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Rob Haynie: Rob Haynie has been a leader in the life settlement industry for over 31 years, negotiating thousands of contracts and shaping its regulatory framework. He serves on the Board of Directors of the Life Insurance Settlement Association (LISA) and received the 2024 Alan H. Buerger Leadership Award. Named one of the top 10 most influential people in the industry, he has published widely, spoken globally, and co-hosts the podcast Unlocking the Hidden Value of Your Life Insurance. A Florida State University alumnus, Haynie holds a Life Agent License and continues to be a prominent voice in the marketplace. In this episode, Shawn and Rob Haynie discuss: Alternative options for utilizing life insurance in retirement planning The financial and emotional benefits of uncovering hidden value in existing assets Regulatory challenges and awareness gaps within the life insurance industry Innovative approaches to funding long-term care and retirement goals Key Takeaways: Over $112 billion worth of life insurance benefits are either lapsed or surrendered annually by individuals aged 65 or older, yet the secondary market offers a potential payout that averages 6.2 times higher than the surrender value of these policies. A "retained death benefit" can provide policyholders with cash upfront while maintaining a portion of the death benefit for their beneficiaries, ensuring flexibility for financial needs and legacy planning. Many captive life insurance agents from companies like State Farm and Northwestern Mutual are prohibited from discussing life settlements with clients, limiting consumer awareness of potential options. Life settlements can fund specific retirement goals, from retrofitting a home for aging in place to covering expensive long-term care, with some individuals receiving millions of dollars for their policies.  "You can't, in good conscience, pretend you're a fiduciary financial planner in front of clients—and then pretend you've never heard of life settlements. You don't need to do it, but you do need to look at it." — Rob Haynie   Connect with Rob Haynie:  Website: https://www.lisettlements.com/ Email: [email protected] LinkedIn: https://www.linkedin.com/in/rob-haynie-08656b9/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Rob Haynie is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Life Insurance Settlement Association (LISA) is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Shannon Edwards: Shannon Edwards is the founder of TriStar Pension Consulting and a seasoned professional with over 30 years of experience in the retirement plan industry. She has dedicated her career to helping individuals retire on their . A credentialed member of the American Society of Pension Professionals & Actuaries (ASPPA), Shannon currently serves as its Vice President. Her expertise in retirement plan design, compliance consulting, and istration has earned her widespread respect in the field. Outside of her professional life, Shannon is a devoted wife, mother, and grandmother who cherishes time with her family and volunteers for local non-profits. In this episode, Shawn and Shannon Edwards discuss: Starting early to maximize retirement savings growth The critical role of financial literacy in retirement readiness The impact of mandates like SECURE 2.0 Act on retirement plans Key challenges for professionals in retirement planning and compliance Key Takeaways: Automatic enrollment policies, as required by SECURE 2.0 Act, have led to a significant rise in retirement plan participation by simplifying decision-making and requiring employees to opt out rather than opt in. Employers are increasingly turning to private sector retirement plans instead of state-mandated IRAs, driven by employee demand and the competitive need to offer better benefits packages. Matching contributions, especially dollar-for-dollar matches in 401(k) plans, effectively double an employee’s initial investment and offer a level of return unmatched by market alternatives. Financial advisors who specialize in retirement plans play a pivotal role in providing guidance to underserved employees, such as welders or dental hygienists, who might otherwise lack access to personalized financial advice. "I know nobody likes the word "mandate"—nobody likes that word—but honestly, [automatic enrollment] makes such a difference in the outcomes for these people that it's just hard to understand why we wouldn't do it." — Shannon Edwards   Connect with Shannon Edwards:  Website: http://www.tristarpension.com/ Email: [email protected] LinkedIn: https://www.linkedin.com/in/shannonedwardsplanconsultant/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Shannon Edwards is not a client, nor should her appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. TriStar Pension Consulting is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Alexis Gallati: Alexis E. Gallati is the founder and Lead Tax Strategist at Cerebral Tax Advisors, Cerebral Wealth Academy, and the author of the book Advanced Tax Planning for Medical Professionals. She has over 20 years of experience in high-level strategic tax planning and multi-state tax preparation and has trained at the highest level, holding two master’s degrees. Alexis grew up in a family of physicians and is married to a private practice physician. That’s why she understands how hard medical professionals work to get where they are and why she provides simple and accessible tax solutions tailored to busy physicians. In this episode, Shawn and Alexis Gallati discuss: Efficient tax planning tailored to medical professionals Planning for retirement while balancing financial priorities Emerging trends and tools in tax strategies Navigating multi-state tax complexities for businesses and individuals Key Takeaways: Developing a proactive tax plan helps individuals optimize their current and future tax years by ensuring strategies are correctly implemented and reported to reduce liabilities. While ing children’s education is important, focusing on retirement savings first is essential because education loans exist, but no loans can retirement income. Employer-matched 401(k) contributions provide immediate, significant returns, yet many fail to utilize them, potentially leaving thousands of dollars in unclaimed benefits. Strategies like the backdoor Roth IRA enable high earners to legally by contribution limits and grow tax-free wealth if executed without triggering pro-rata rules.  "Saving for retirement is actually a huge problem that people have because they just don’t think about it until they’re almost ready to retire, and that’s a huge mistake." — Alexis Gallati   Connect with Alexis Gallati:  Website: https://www.cerebraltaxadvisors.com/ & https://www.cerebralwealthacademy.com Book: Advanced Tax Planning for Medical Professionals: A Concise Guide to Tax Reduction Strategies: https://www.amazon.com/Advanced-Tax-Planning-Medical-Professionals/dp/B0858SZZFR YouTube: https://youtube.com/@cerebralwealthacademy LinkedIn: https://www.linkedin.com/in/alexis-gallati/ Facebook: https://www.facebook.com/cerebraltax Instagram: https://www.instagram.com/cerebralwealthacademy/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Alexis Gallati is not a client, nor should her appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Cerebral Tax Advisors and Cerebral Wealth Academy are not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Dr. Mike Patterson: Dr. Michael Patterson, Ed.D., is an author, speaker, consultant, and host of the Mission First People Always Podcast. A learning strategist and master facilitator, he helps leaders and teams navigate conflict, improve collaboration, and achieve better results. With expertise in Relationship Intelligence, his books Mission First People Always and Have a Nice Conflict have impacted thousands worldwide. Dr. Patterson works with corporate, government, and nonprofit clients to solve problems and enhance performance, focusing on the power of human connections in leadership and teamwork. In this episode, Shawn and Dr. Mike Patterson discuss: Navigating purpose and fulfillment in retirement Transitioning from work to meaningful service Relationship-building is a cornerstone of life Challenges of early retirement and financial planning Key Takeaways: Dr. Mike's experience highlights how early retirement can cause feelings of anxiety and irrelevance if one’s sense of purpose is not well-defined, emphasizing the need to balance freedom with meaningful contributions. Retirement planning should include enjoying the "go-go" years with health and vitality, as the ability to travel and make memories often diminishes over time due to aging and health challenges. Serving others through community engagement, mission trips, or using professional expertise in nonprofit work provides fulfillment and helps retirees maintain purpose while giving back. Sustained investment in relationships, both personal and professional, leads to deeper connection and enduring joy, which are key to happiness in retirement and life. "I literally failed retirement in two weeks because I got antsy, I got anxious, and it wasn’t so much about money—it was about still having something to contribute." — Dr. Mike Patterson   Connect with Dr. Mike Patterson:  Website: https://www.drmikepatterson.com/ Show: Mission First People Always Podcast: https://podcasts.apple.com/us/podcast/mission-first-people-alwayss-podcast/id1608457367 LinkedIn: https://www.linkedin.com/in/drmichaellpatterson/ Instagram: https://www.instagram.com/therealdrmikepatterson/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Dr. Mike Patterson is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Mission First People Always Podcast is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

Explore what shapes a fulfilling retirement in this solo episode with Shawn Maloney. Covering financial strategies, meaningful relationships, and the importance of purpose, Shawn provides insights into crafting a balanced plan for life after work. Whether you’re preparing for retirement or already there, this episode dives into the elements that bring stability, joy, and impact to your days. Tune in to rethink what retirement can mean and how to make the most of this phase of life. In this episode, Shawn discusses: The importance of financial security in retirement Health and its role in a fulfilling retirement Building and maintaining meaningful relationships Finding purpose and ion after a career The role of generosity in personal happiness Key Takeaways: Financial security in retirement requires a well-planned income stream, covering essential expenses, discretionary spending, and future risks like inflation and taxes. Maintaining physical and mental health through regular exercise, balanced nutrition, medical care, and mentally stimulating activities ensures retirees enjoy their years fully. Developing and nurturing meaningful relationships with family, friends, and communities provides emotional and a sense of belonging. Identifying new ions and purposes through hobbies, volunteer work, or personal interests helps retirees transition from career-focused lives to fulfilling lifestyles. Acts of generosity, such as donating time, skills, or resources, contribute to personal fulfillment and positively impact others and communities. A happy retirement is a holistic experience that balances financial stability, health, relationships, purpose, and generosity, creating a life that is both secure and deeply fulfilling. "A happy retirement is more than just financial security; it's a holistic experience that encomes health, relationships, purpose, flexibility, and generosity." — Shawn Maloney Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

About Paul Ollinger: Paul Ollinger is a nationally touring comedian and author of Reasonably Happy: The Skeptic's Guide to Achievable Contentment. He has performed over 1,000 shows, including at top festivals, and opened for legends like Norm MacDonald, Dave Attell, and Roseanne Barr. A former Facebook VP of Sales and one of its first 250 employees, Paul managed a team responsible for 35% of the company's revenue. After retiring at 42, he launched the Crazy Money podcast to explore the connections between money, happiness, and meaning, featuring guests like Judd Apatow, LL Cool J, Dr. Drew Pinsky, and Guy Raz. In this episode, Shawn and Paul Ollinger discuss: The nuanced relationship between wealth and happiness The identity and lifestyle challenges of early retirement Importance of purpose and planning beyond financial security Using humor as a lens for self-reflection and fulfillment Key Takeaways: Leaving a high-powered corporate career may not deliver the anticipated happiness, as many retirees underestimate the extent to which work provides a sense of identity, structure, and a social community that can be challenging to replace. Early retirees are often surprised by the emotional and psychological adjustment required, highlighting the need to envision a meaningful post-career life that goes beyond financial readiness to focus on purpose and fulfillment. Financial freedom can reduce daily stressors and enhance quality of life, but without a clear alignment with personal values and goals, additional wealth doesn’t necessarily translate into greater happiness or satisfaction. Success in a creative career like comedy requires a strong tolerance for uncertainty and setbacks, underscoring the importance of intrinsic motivation, personal resilience, and a commitment to one's unique creative voice.  "Work provides you with a place in the world, peers that sometimes can be frustrating but are really your community, whether you believe it or not." — Paul Ollinger   Connect with Paul Ollinger:  Website: https://www.paulollinger.com/ Show: Reasonably Happy with Paul Ollinger: https://podcasts.apple.com/us/podcast/reasonably-happy-with-paul-ollinger/id1452395408 LinkedIn: https://www.linkedin.com/in/paulollinger/ Twitter: https://x.com/Paul_ollinger Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Paul Ollinger is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Reasonably Happy Podcast is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Don Gleason: Don Gleason, CEO and President of Achieve New Heights, leverages his ion to 'help people find the career that energizes them and the life that fulfills them.' He discovered early on his ion to 'clean America’s waters' and later to 'lead teams to new heights.' After 42 years in military and corporate leadership positions, he now helps others find their ion, as many know the destination but not the path. In this episode, Shawn and Don Gleason discuss: The importance of early retirement planning and financial readiness Balancing personal health and financial strategies in retirement Personal growth through self-assessment and ability practices Mitigating risks in retirement and protecting against market volatility Key Takeaways: Starting retirement planning by age 40 allows for the benefits of compounding and lowers the risk of financial strain, as waiting until later years significantly limits financial growth potential. Balancing a financial retirement plan with healthcare preparation is crucial, as both health maintenance and potential rising healthcare costs become essential factors in financial stability. Regular self-assessment, including identifying personal successes and gaps, enables individuals to make better life and career adjustments, which ultimately s more fulfilling retirements. Establishing multiple income sources—such as pensions, Social Security, savings, and personal investments—adds resilience to a retirement plan and helps ensure that financial goals can be met despite market fluctuations.  "You don't wander into success. Success comes from planning—figuring out where I want to go, what I want to do, and how to get there." — Don Gleason   Connect with Don Gleason:  Website: https://achievenewheights.com/ Email: [email protected] LinkedIn: https://www.linkedin.com/in/don-gleason/ Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Don Gleason is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Achieve New Heights is not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

About Mark Hansen: Mark Hansen is the host of The Quiet Part and the founder of Second Comma, where he specializes in financial planning for single-income families. As a devoted husband and father, Mark understands the challenges of balancing present needs with future goals. ionate about empowering families to navigate their financial journeys, he transitioned from corporate roles to independent advising after realizing his true calling lay in helping others. Through his podcast and e-book, Mark shares his insights and process, guiding listeners toward a more intentional approach to personal finance. In this episode, Shawn and Mark Hansen discuss: Career transitions and their impact on personal fulfillment The role of family and personal priorities in major life decisions The importance of long-term financial and retirement planning Common challenges in planning for future financial stability Key Takeaways: Mark transitioned from a corporate role after an HR email prohibited him from giving financial advice to coworkers, pushing him toward financial planning full-time. Spending uninterrupted time with his son during the COVID-19 lockdown helped Mark realize the importance of family and ultimately led him to choose family over career advancement. Delaying retirement savings means sacrificing the most impactful compounding interest growth, making early contributions vital to long-term financial success. Younger individuals often struggle to prioritize retirement planning due to immediate life demands, making it essential to shift focus toward long-term goals.  "The last untouched year is the greatest potential for growth from compound interest. So when you delay retirement by a year, that’s the year you’re sacrificing. You’re not sacrificing the first year; you’re always sacrificing the last year. And the last year is always potentially the biggest year." — Mark Hansen   Connect with Mark Hansen:  Website: https://www.second-comma.com/ Email: [email protected] Show: The Quiet Part Podcast: https://podcasts.apple.com/us/podcast/the-quiet-part/id1733096383 LinkedIn: https://www.linkedin.com/in/second-comma/ Twitter: https://x.com/Second__Comma Facebook: https://www.facebook.com/secondcomma Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement Shawn: Website- https://www.retirewisepro.com/ YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise Instagram- https://www.instagram.com/retirewise_llc/ Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it. Mark Hansen is not a client, nor should his appearance in this ment be construed as an endorsement of Shawn Maloney or Retire Wise LLC. The Quiet Part Podcast and Second Comma are not d with Retire Wise LLC. or AEWM. The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.