Benefits Insider 1k2q59

The U.S. healthcare system is broken—but it doesn’t have to be. In this episode of Macro Aggressions, Chris Hamilton s Charlie Robinson to break down why healthcare costs keep rising and what businesses can do to take back control. What you'll learn in this episode: ✅ The hidden conflicts of interest driving up healthcare costs ✅ How insurance companies & hospitals profit while employers overpay ✅ The real impact of Medicare and how it shifts costs to businesses ✅ Proven strategies to cut costs without cutting employee benefits 💡 If you're a business owner, HR leader, or just frustrated with the system, this episode is a must-listen. It’s time to rethink healthcare. 🎧 Listen now & subscribe for more insights! #Healthcare #HealthInsurance #EmployeeBenefits #FixHealthcare #MacroAggressions #ChrisHamilton #Podcast

Benefits Insider Episode 26:Did you know that hospitals aren’t in-network to help you save money—but to help insurance companies sell their products? The truth is, hospitals accept lower payments from Medicare and Medicaid, but they make up for it by overcharging employer-sponsored plans. And guess who benefits? Insurance companies.By keeping hospitals in-network, insurers can negotiate steep discounts—but only on inflated prices. It’s a massive conflict of interest that keeps costs high for businesses and employees while giving the illusion of savings.In this video, we break down:✅ Why hospitals play along with insurers✅ How Medicare’s low reimbursements drive up employer healthcare costs✅ Why “in-network” doesn’t always mean cheaper care✅ What employers can do to take back control💡 It’s time to rethink the way we buy healthcare and stop playing into a broken system. Watch now to learn how to break free!#Healthcare #HealthInsurance #EmployeeBenefits #CostSavings #HospitalBilling #InsuranceIndustry #MedicareGet free help from me here:https://linktr.ee/chrishamiltontx

In this episode I share my experience almost missing my chance at removing Melanoma early. This could have been a catastrophic result for me and my family. Listen up to learn more. Get all my free info here: https://linktr.ee/chrishamiltontx

In this episode we dig into the current problems facing the employer mandate under the affordable care act. Attorney David LeFevre walks us through his current case and what his research has uncovered. #cfo #ceo #podcast #employeebenefits https://linktr.ee/chrishamiltontx

Get the inside scoop here: https://hotchkissinsurance.com/benefitsinsider

In the episode we cover why ignoring your employee benefits could be why your competition is winning. You need to take the control back now.

Do you think prescriptions are not a major expense in your health insurance plan? Well, think again. They are full of conflicts of interest and one of the most profitable divisions in the health carriers business. So what can you do? I'll walk you through 3 of the main ways you can protect yourself from these conflicts of interest.

Open enrollment meetings are no longer effective. You're employees aren't even listening most of the time. We've found a there is a new modern approach to help change the perception of what your benefits package actually offers. The last thing you want is to spend millions on benefits that your employees don't feel are valuable.

In this episode we will cover how to make progress towards a better benefits program for your company and the employees you need to keep growing. We look at level funding and HRAs.

Are you looking to reduce your health care costs? In this episode I'll teach you how to do just that using direct contracts.  Want me to take a look at your health insurance plan? You can get my free playbook here:  https://hotchkissinsurance.com/benefitsinsider

Grab my free playbook today at https://hotchkissinsurance.com/benefitsinsider

In this episode we will literally tell you every secret we use to lower our own costs for our team. We know what works and doesn't work. You'll benefit from hearing the details of this inside look.

Get your benefits playbook here: https://hotchkissinsurance.com/benefitsinsider

Get my free playbook here: hotchkissinsurance.com

Today we dive into the ways carriers get paid. The thought "Insurance Pays" is incorrect, yet many employees still don't understand how the system works. This episode will help you see behind the scenes.

You may think a small single digit renewal is standard, however, when you zoom out over time that number is enormous. An important question to ask your CFO is: "How much of a savings would it take for them to get excited to put some work into finally fixing their healthcare plan?" There is a good chance that number is smaller than you think when you consider 10 years instead of just 1. Get my playbook here: https://hotchkissinsurance.com/benefitsinsider

You might be throwing money away with the wrong health insurance plan. Consider how much revenue you would need to generate the same amount of money you could find with an updated health plan. Depending on your margins it could be a game changer. Also, wellness programs often aren't the incredible solutions they are sold to be. In this episode I'll explain why you should avoid them and what a better solution would be.

Episode 0 This show is going to upset a few people trying to hide the bad side of the healthcare industry. I want to give you an advantage when it comes to the number two expense in your company. Check out my free playbook at: https://hotchkissinsurance.com/benefitsinsider