How to Manage the Deaccumulation and Withdrawal Phase of Retirement in an Economic Downturn 521o31

You've saved diligently, planned carefully, and can finally see retirement on the horizon. Then the market crashes. Does this mean putting your dreams on hold? Not necessarily. In this episode of Heart of Your Money, we dive into the often-overlooked "deaccumulation phase" – how to spend your retirement savings wisely even when markets work against you. We'll explore why the timing of market downturns can devastate unprepared retirees, share a real-world success story of a couple who retired during an 8% market decline, and reveal strategies that go beyond the oversimplified "4% rule." Ready to create a retirement plan that can weather any economic storm? Listen now! If you want to sign up for Get Your Money in Gear, go here: https://zenaamundsen.ca/get-your-money-in-gear-course/  If you want more resources and show notes, check out https://astrafinancial.ca/podcasts/ 4o1mt